What do people discuss here ?
The players who participate in FIFA matches (and even in the training sessions leading up to a FIFA match) are covered by insurance, which is basically an accident insurance with FIFA paying premiums. In the case of a player getting injured during an official FIFA match, the club is compensated for it up to a max. amount of roughly 20.000 € per day / 7 mil € per year for the time of injury based on the players' wage.
For example, after Khedira got injured (cruciate ligament rupture) in an int. match, FIFA paid 2.5 mil € to Real as compensation.